Up Bank - The Best Banking App
Up Bank is the bank I choose to bank with. It has the best app out of all the banks and facilitates strong budgeting habits.
The core features:
- Zero account fees
- Low international transaction fees
- Mediocre interest rate (0.5%)
- PayID and Apple/Google Pay
- Amazing customer service response times (within minutes)
- Budgeting made fun!
Multiple Savings Accounts
In Up, you can have multiple saving accounts which all earn interest. Here's how I've split them up.
Whenever you make a transaction, you can easily allocate it to any saver you want.
Allocating your Work Paycheck
In Up, you can easily split your salary from work across multiple savers. In the past, I had to set payments to go at a specific time after the time I usually got paid, but because of Up, the payment is automatically allocated when the money comes in. This means that it is not affected by a late payment from work!
It's Trendy
Just look at the gifs!